I think I scared a lot of you when I shared how much we spent on raising Charlie in the past year. That was a post that I threw together really quickly, and I should have been more thoughtful about listing out our yearly expenses. But if you take out the cost of childcare, which varies drastically from region to region, we spent less than $3700 on diapers, clothes, toys, etc. We didn’t make an effort to cut back on most of our expenses, so that number could definitely be drastically reduced. Without childcare, our monthly costs to raise Charlie breaks down to about $300/month. We spent more than that on going out before we had Charlie!
Yes babies are expensive, but if you can figure out affordable childcare, they don’t have to be the huge money pit they’re often made out to be, and there are many areas you can cut back. The biggest thing we do to save money is we try to buy almost all our gear and toys used, and then we resell anything and everything we can once we’re done with them. We’re definitely doing a lot more to save money with our second child because we’re more experienced parents, and we’ll be able to reuse most of Charlie’s things for Olive. These are some of the money saving tips I’ve been marinating in my head when I nurse Olive:
Things You Can Do
– breastfeed. It’s free while formula costs thousands of dollars a year.
– make your own baby food. It’s cheaper, it’s fresher, and it’s healthier.
– don’t move to a larger place. Your largest expense is probably your rent or mortgage payment, and if you can avoid or postpone moving to a bigger place, you’ll be able to save a lot of money.
– buy a convertible car seat. While infant car seats may allow your baby to use it to 30 pounds or more, your baby will probably outgrow the height limit way before the weight limit (Charlie outgrew his around the 1 year mark). A convertible car seat on the other hand enables you to get 2-3 years of use out of it.
– be a sahm/sahd. Childcare is the biggest expense, and if one parent can stay home to offset that cost, the monthly costs of raising a child can be quite low.
– use cloth diapers. The upfront purchasing costs may be high, but you definitely save money in the long run. You can buy also cloth diapers used, use them for 2 kids, and resell everything when you’re done.
– use cloth wipes. I expected to spend a lot on diapers, but I was pretty shocked at how much we spend on wipes in a year. It’s easy to make your own wipes using paper towels, and it’s even easier to make cloth wipes out of receiving blankets.
– ask friends and family for hand me downs.
– buy gender neutral clothes and furnishings so they’ll last through more than one child.
– don’t announce your baby’s gender to friends and family so you won’t get gender specific gifts.
– sign up for imaginationlibrary.com if it’s available in your neighborhood. Your child will get a free book mailed to them once a month until they’re 5! Charlie loves the free books he’s received.
– analyze your budget and spending habits and figure out how much money you can spend on a baby.
– review your medical insurance and find out exactly what it covers.
– look into childcare tax deductions.
– sign up for a college savings program such as upromise.com.
– sign up for company newsletters and mailing lists for coupons on everything from diapers to formula.
– sign up for your favorite companies’ Facebook and Twitter feeds for coupons and promotions.
– use a stroller frame + car seat to avoid purchasing an expensive bassinet stroller attachment for the first 6 months.
– Ikea is your friend. They have a wonderful inexpensive crib, high chair, potty, and toys.
Things You Don’t Have to Buy
– don’t set up a nursery. All a baby needs is a place to sleep. They won’t care whether or not they have a color coordinated nursery at all.
– don’t buy any crib bedding. The American Academy of Pediatrics just came out against bumpers. All you need is a waterproof mattress pad and a sheet.
– don’t buy a changing table. A changing pad on top of a dresser works just as fine.
– don’t buy a baby monitor.
– baby furniture is usually overpriced so look for dressers, bookcases, etc. at more affordable regular furniture stores.
– don’t buy a diaper pail. Once your baby starts consuming mostly solids, diaper pails won’t be able to contain all the smell anyway. A regular trashcan emptied frequently works just as well, if not better (this is what we do).
– use household items such as spoons, whisks, pots, tupperware, and boxes as toys.
– don’t buy a diaper bag — use a backpack, tote bag, or a large purse.
– don’t buy special baby detergent – any fragrance free detergent should be fine.
– use a solution of 1/2 vinegar and 1/2 water to clean just about anything instead of using expensive baby specific cleaning products.
Things You Can Buy/Sell Used
– buy maternity clothing used. I was able to buy and sell designer maternity clothes at a fraction of the cost at local consignment stores.
– buy toys and any baby gear you can used. Check out craigslist and freecycle. Babies outgrow toys so quickly, and the smaller they are, the bigger their toys so parents are always trying to get rid of them.
– buy clothing used from local listservs, thrift stores, consignment shops, yard sales, and online sites like thredup.
– buy larger sizes of current season clothes when they’re on clearance to wear next year.
– join local parenting listservs that have classifieds. While they’re a great place to buy and sell used baby items, often maternity and baby items are offered for free. The most common things that are given away include maternity clothes, body pillows, baby bathtubs, breastfeeding pillows, breastfeeding supplies, and clothes for babies under 1.
– buy a stroller used. Strollers can be very pricey, but it’s pretty easy to find a used high end stroller in great condition at a fraction of the cost.
– sell anything and everything you can after you’re done with it.
Finally if you find yourself wondering if you really need an item, ask yourself if your parents were able to raise you without it. The answer is probably yes! If you’re on a tight budget or just a savvy shopper, that may help you decide on what the true essentials are.
What are some of your best baby money saving tips?
Budgeting Tips part 3 of 4
1. Mrs. Sunglasses' Dave Ramsey Budget Plan by Mrs. Bee2. Mrs. Sketchbook's Getting Back to Budget Series by Mrs. Bee
3. Baby Money Saving Tips by Checklists
4. Cutting the budget: We're not messing around here! by Mrs. Jacks
apricot / 302 posts
Love this list! We’ve already planned on using some of the above tips to save money like not having a dedicated nursery and going the gender-neutral route (we’ll probably tell people but ask for gender-neutrals).
honeydew / 7968 posts
love it! this list will come in very handy for me! i definitely don’t want to buy too many things i don’t really need. sucks that i am having two and i’m a first time mom. so i’ll make twice the mistakes most people make on their first.
grape / 95 posts
great list.. i’ll def. be referring to this. thanks!
pear / 1852 posts
thanks for the list! We’re already looking at lots of thee options to keep our costs down.
GOLD / pomelo / 5167 posts
Great list! Too bad imagination library isn’t available in my area. Seems like a great tool for getting kids to like books
grapefruit / 4049 posts
We get imagination library and we go to the library weekly as well for storytime and to borrow books. Its awesome that my toddler can go crazy with checking out books at the library and it’s completely free, while going to Barnes & Noble will set us back alot of $$$.
blogger / coconut / 8306 posts
You can also shop for things online. We buy all our diapers and wipes from amazon, and they’re considerably cheaper than buying at a grocery store (or sams club/costco). Make sure you sign up for amazon mom to maximize savings.
I couldn’t breastfeed, so we had no choice but to supplement with formula. We signed up for manufacturer checks with can be combined with coupons, but we’ve still found the best deals online. Check slickdeals — we were able to get an entire case of formula for the price of three cans in the store.
persimmon / 1255 posts
Very comprehensive list!
DIY’ing is always a great money-saver. Crib sheets and other bedding are super easy to sew (if you can sew a straight line, you can sew crib sheets). This year, I’m sewing fleece crib sheets (which sell for $25-$40 each) for my mommy friends for Christmas. The extra cozy warmth of the fleece seems to help my LO sleep better when it’s cold.
I also love re-purposing items in the home. Instead of buying changing pad covers, I use large towels and pin the corners with safety pins (or sew elastic to the corners). Instead of buying an indoor climber, I use ottomans, pillows, and upside down laundry baskets to create a quasi play gym for LO to climb on.
For those of you who have a little girl, you can get extra wear from a frilly top by wearing it as a dress when she’s younger. For example, a 12 month size top makes a great dress for a 6 month old. Along the same lines, 18 month size capri leggings make great tights for 9-12 month old. And if you sew, you can get more wear from pants by hemming them up and wearing them a bit earlier.
persimmon / 1255 posts
Oh, and a great site that makes it soooo much easier to buy stuff off craigslist. Create alerts for the stuff you want and it’ll email you when someone lists it.
http://www.list-alert.com/
apricot / 441 posts
I have to admit, I gasped a little at your first cost of baby post, but these are really helpful!
guest
I also use ebay for clothes. You can buy huge lots of nearly new clothes for much cheaper than retail. I actually bought T’s winter coats all the way up to age 5 on ebay….all new with tags for a fraction of what it costs in the stores!
blogger / wonderful cherry / 21628 posts
This is helpful, thanks!
hostess / wonderful apple seed / 16729 posts
Great list!
wonderful pear / 26210 posts
This list amuses me honestly, because on one hand you’ve got ultimate baby registry guides and then you’ve got this money saving list. Mixed messages much?
Also, on one hand you say not to buy an infant bucket and go straight to a convertible seat, which I agree with, but a couple of lines later you’re advising using a stroller frame and car seat…that would be the infant bucket.
One thing that is completely missing on your list is a baby carrier. Skip the expense of a stroller altogether and wear your baby. I’d also avoid buying clothes too far ahead because you never really know what size your kid is going to be in a year.
apple seed / 1 posts
I live in vietnam and we don’t have all the baby related stuff you are talking about here ( we can order them, but the shipping cost is so high). When i was pregnant, i wanted to buy everything, but couldn’t affort them, so i thought about my grandmother and told myself that she didn’t have all those gadgets to help her raise her children. And that thought helped me save a lot of money.
I didn’t bought a sterilizer but i sterilized bottles the old fashion way. We don’t have a nursery, no diaper bag (my old big size bag did the job well), no diaper pail…I think that there are so much things that looks fancy, that seems necessaire but they are not!
admin / watermelon / 14210 posts
@looch: hmm i’m sorry but it was never my intention to send out or advocate any specific message (eg spending money vs. saving money). i’m just trying to provide options because different people have different priorities. for instance having a nursery was important to me, yet it’s one of the items on this list. different strokes for different folks!
as far as the infant seat vs the convertible seat- good catch! that’s an important clarification i’ll make. but someone that still chooses to buy an infant seat could use a stroller frame, and someone could choose to buy a convertible seat and forgo the stroller frame.
wonderful pear / 26210 posts
Check the “you might also enjoy” links. That’s probably the most amusing part of the entire post.
eta: no apologies necessary!
blogger / watermelon / 14218 posts
I think our biggest money savings has been being smart about buying clothes. We got a ton (think around 50 garbage bags full) of hand-me-downs from our older cousins, so RJ has a full wardrobe of play and daycare clothes at all times. So he really only needs two or three “real” outfits to wear on weekends to church or whatever. I purchase things for his current size and next size up on sale, and keep the tags on. Whatever I don’t end up using, I return. Right now he has a few sweaters, 2 nice hoodies, 2 polos, and 2 pairs of jeans.
Also, for his pajamas I wait until one of those huge Carter’s sales and I use a 20% off $40 coupon and end up getting his pajamas for less than $5 each. I buy at least 6 or 7 per size (and I don’t have to differentiate between spring/fall and winter because we only use cotton ones– he sweats too much in fleece). We tend splurge on shoes (Toms, Crocs, etc), but we get his sneakers from the New Balance factory here in Boston for $10 a pair during their sales.
We also got tons and tons of barely-worn seasonal stuff as hand-me-downs– so we’ve never had to buy a winter coat, snow pants, gloves, boots, swim suits, raincoats, rain boots, etc. So we’re really lucky. Ask around– lots of parents want to get the stuff out of their house. The best people to ask are the ones who are done having kids, and their youngest is a year or two older than your child. We picked through and took what we wanted, and ended up handing down the rest of the stuff (at least 35 bags full) to a mom we know who doesn’t have any family or friends around.
As for the bucket seat vs. convertible carseat… we opted for both (and will in the future) because RJ didn’t like being worn– he preferred the stroller. And it was priceless being able to let him continue sleeping when we had to get him in and out of the car, just by transferring the bucket in and out. Even though he grew out of it quickly, it was worth it for those few months to be able to go anywhere at any time, because he’d just sleep in the bucket seat. Plus we live in the suburbs and are always in and out of the car, so this was important to us.
a couple of other cost savings we used:
– subscribe and save via amazon mom prime for baby food
– costco’s kirkland wipes are the best! stocking up when they have a $4 or $5 coupon per case… we always have at least 6 spare cases stashed around our house at all times
– ikea is amazing. all of my favorite dishware of RJ’s is from ikea. cups, plates, utensils, bowls, etc.
– we don’t have crib bedding or a changing table, and we just threw out our diaper pails. Instead we put dirty diapers into plastic bags and leave them just outside the door, and throw them out whenever we leave the house.
– we also got tons and tons of hand-me-down toys, so we have a strict no-buy policy for toys over $5.
blogger / watermelon / 14218 posts
omg. that was a novel.
GOLD / wonderful coffee bean / 18478 posts
Good tips Bee! I think once you have more than one kid … you really start to think about how to save some money. I’ll admit that I bought everything under the sun for my daughter because it was so hard at first and I thought lots of stuff would make my life easier…which it probably did, but at a huge cost. Every first time parent makes the same mistake to a certain degree. You obviously get smarter the second time around!
admin / watermelon / 14210 posts
@Andrea: yup i was guilty of buying too many toys. but i blame it on hellobee… it was all in the name of research!
GOLD / wonderful coffee bean / 18478 posts
@Mrs. Bee: at least you had an excellent excuse then! I have none, lol!
pea / 9 posts
Amazon mom is the best, as is Amazon all together. The ‘subscribe and save’ option saved me 30% on diapers and wipes, not to mention that every time I purchased a “baby item” I earned another free month of amazon “prime membership” for up to a year. I order everything off of amazon, and get it two days later, with (almost always) no shipping fees.
Subscribe and save/amazon mom deserves it’s own hellobee post for all of those expecting/ttc/current parents out there!
persimmon / 1255 posts
@dgsara13: I LOVE Amazon mom also. Unfortunately, they aren’t taking any new members at the moment……although there’s a wait list to be notified when they begin taking new members again (maybe after the holidays?)
BTW, they recently lowered the discount to 20% total off diapers. Still good considering but just not as good as before.
apricot / 370 posts
I really like craigslist, since it is a good place to turn to for used items when you are specifically looking for something. But if you have some time to look around for non-essential items, i have found the best deals at thrift stores. thrift stores have FANTASTIC bargains. we’ve found so many things at the thrift store–a bjorn that looked new for $7, a new kelty backpack carrier for $10, BOB stroller for $40, burley bike trailer for $5, a huge bag of Mega blocks for $5, gently used Osh Gosh thick snow jacket for $2. Toys especially, they are a small fraction of what you’d pay new. Certainly, some things look trashed or have broken parts (which is fine too if you don’t mind fixing it up), but there are also lots of things that are gently used and even new.
kiwi / 718 posts
love this post & all the comments! since I’m still expecting, I don’t have a whole lot to contribute, but I do really appreciate it. we weren’t planning on doing a nursery ourselves, but we’ve already been given so much stuff that we ended up converting one room into one just to have a place to store everything.